Thursday, September 15, 2016

No-spend September Update 3

September 15, 2016
Yesterday I went to Costco and spent about $45, but that was including cups, plates, and spoons; because of the kitchen remodel, I’m not counting them in my no-spend September budget. Of that $45, however, I also bought grapes and strawberries to the tune of $13 leaving us with right about $200  to spend for the rest of the month.
This No-spend month is killing us! We have spent tons of money at Home Depot so far! And tomorrow night is The Husband’s 20 year high school, which we are attending. First we will attend our high school’s Homecoming game (for which we will have to pay an entrance fee), then we will go to a local bar for the reunion part. I’m anticipating tomorrow night costing us around $100 for everything: entrance, food, and drinks.
Our credit card bill (that we pay off monthly) has been around $5000 every month for the last six months… and it’s killing me! We are able to pay it off monthly, but we are not able to get ahead.  Our current billing cycle ends today and the balance is at $4500. I was hoping we could use No-spend September to get ahead but unless we are able to really curtail our spending for the last half of the month, that’s not going to happen.
Our gas budget is doing well for the month.  I’m hoping to have a few hundred dollars left over at the end of the month to help us pay our monstrous credit card bill that we are currently accruing! We’ll see. Right now, any “extra” money we have is going to pay our credit card (that we pay off monthly) or towards our kitchen and not towards our debt total.  We are still deceasing our debt… some, but not at the pace I want.

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