I have an update to report: I was able to pay that monster credit card bill without moving any money from savings!!!
We purchased tickets for several other people on that card and all of them paid me back. That added $800 to what I already had to pay the card and that was enough to put me over the edge! I'm so happy!
The only snafu came when I went to schedule the payment with my bank. I use bill pay through my bank and in order for a payment to post for the next day, you must schedule it by 2:00 PM the previous day. I went to schedule my payment on Wednesday evening, the 9th. The bill was due the 12th so I thought I had plenty of time. When I went to schedule it, the earliest I could sent the bill for was the 14th. That was a problem. I haven't paid interest on this card in over 5 years and I don't want to start now.
I called the number on the back of my card and had them debit the necessary amount out of my checking account; that way I didn't have to pay interest. It was a pain, but totally worth it.
I'm very happy we were able to pay this bill off but very sad that the whole dance starts over again next month. Our bill doesn't close for a few days and it's already higher than last month's bill. Oh well, we will do our best. We have some savings and our annual spending account we can dip into if necessary.
Just keep paying. Just keep paying.
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