Well, hello there. Remember me? Brunette Getting Out of
Debt? I’m back…
All I can say is it’s been a doozy of a summer over here!
Very early in my summer break, my dad was diagnosed with terminal cancer. Let’s
just say that threw everything for a loop! Vacation plans, kids’ schedules,
paying down debt, it all flew out the window and my summer was dedicated to
helping my parents as much as I could in any way I could. My parents live about
30 minutes away from us and I was going out to their house to help them about 6
days a week. I would spend a couple of hours in traffic each day and anywhere
from 6 – 8 hours at their house doing various chores for them or just keeping
them company. Obviously, that left very little time for blogging.
Now that we are back in school, it brings routine back into
my life. I have a regular lunch time where I can sit and jot a few lines. I
have some dedicated time to pay bills and add up our debt (which, by the way, I
really don’t want to do… I think we backslid over the last few months and I
don’t think I want to see the results). Although because of work I become
busier, I have specific time set aside to do things.
I’m hoping to get back into blogging. It probably won’t be
consistent, and I don’t know how long or detailed my posts will be. But I want
to get back to it and I want to feel accountable again. I want to get out of
debt and I want to chronicle my journey.
The last few months we have made several large purchases
that we didn’t plan for: a new phone (for me, because we gave The Daughter our
old one), a new computer (because as The Husband put it, “ours was giving us
the black screen of death”) a new ring (for our anniversary), concert and show
tickets, the list goes on and on. Some of our purchases were necessary while
other were completely frivolous and worse yet, we didn’t plan for those
purchases so we put them on our credit card.
Our credit card balance had gone up since our last debt
update and has almost sat stagnant over the last two statements. We have made
payments, but we have charged so much that the payments have made a negligible
difference in the actual balance.
BLEH! I’m so sick of debt! And the cycle I perpetuate to
keep us in it!
BLEH! Hopefully my next post isn’t 3+ months away and
hopefully it will be a little more positive!
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