Tidbits

Well, this month our debt payoff is going to be nearly non-existent. But, in theory, our credit card balance shouldn’t rise at all; it’s just going to be pretty stagnant this month. The plus side of that is that it means we were able to pay for our whole Washington D.C. trip. We just weren’t able to throw any extra towards our debt.

Our credit card raised our credit limit. That hasn’t happened in years! We didn’t ask them, they just did it. It’s probably been at least 8 years since our credit limit has changed. Our limit was $218000 and now it’s $238000. I’m not sure what prompted the increase, but it doesn’t make a difference to us. We are definitely not going to use that as a reason to charge more. We are doing our best to get out of debt and an increased credit limit is not going to change that.

One of my goals has been to get our credit card usage down below 50%. We haven’t hit that goal yet, but we are still shooting for it. To that end, I will still calculate 50% usage on a limit of $21800 because that was my original goal. I will consider our credit ratio usage below 50% when we owe less than $10900. I will be happy when we “could” charge more than we owe on the balance. (Fingers crossed that will be in June!)

We put an offer on a house. I don’t want to say too much more about it because we are waiting to see. The house received multiple offers so we are trying not to get our hopes up. If our offer is accepted, I’ll write a detailed post about the process, but until then, pray that they accept our offer and send us good thoughts.

Yesterday on my walk at lunch, I found $10! I was so excited! When does that ever happen? I can’t even remember the last time I found anything more than a dime! I went to the bank yesterday to deposit some cash and checks and that $10 went with me. Then I came home and scheduled a $10 payment to our credit card. Every little bit helps and found money is found money!