Monotony... does anyone else feel that way about their debt?
I know our debt is moving in the right direction. I know we are making progress towards becoming consumer debt free. I know we are (a little) better at managing our money. But, it is becoming monotonous.
I love payday. I love logging into our bank accounts and seeing the balance. I love paying our bills and knowing that I am wiping out debt. But then, I have two more weeks until I get that euphoric feeling again. And the time in between becomes monotonous, boring, same old - same old.
It's hard to be excited about paying off debt when it becomes boring. Don't get me wrong, I'm excited that we are working towards becoming debt free. But our pursuit of that freedom has become routine: plan a budget, get paycheck, pay bills, rinse and repeat. I don't know what I expect or how to make paying our bills more "exciting", but right now, I'm finding paying our bills boring.
I was the same way with savings for a long time. Every paycheck, I transferred $50 in some savings account, (either ours or one of the kids). And it was boring. Then I found the One Year - $1000 savings challenge. Now, I still make $50 transfers with every paycheck, but every Monday I cross another square out on my blackout BINGO card and transfer that amount of money towards savings... It's just a little boost to a monotonous task. Now, how can I do the same thing for my debt?
I wish there was a challenge of some sort... I joined a $1000 debt payoff challenge last year that was hosted by Less Debt, More Wine and it was great. It gave me that extra push of motivation that I was lacking. I need something like that... I'm very competitive and I guess the "challenge" nature of the support group really appealed to me.
I don't know, I really just needed to get this off my chest. Paying off debt is boring. But I am going to continue to work towards debt freedom, I just wanted to complain and find out if there is anyone else out there who feels the way I do.
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