Thursday, February 23, 2017

Depressing Debt Totals

Now that I've put the depressing news out there... let's dissect it.

First of all, over $30000, that makes me want to be sick! And remember, we live in super-expensive-California, so that's not even including our mortgage.

Secondly, a couple of those small debts will be paid off relatively quickly so that's a bonus.

Thirdly, at least we are close enough to dropping our first digit down from a 3 to a 2 so that will show me some quick results and give me a quick psychological boost, sort of. That's if you don't count the 401k loan we just took out to pay for house-selling-costs.

Like I explained in my last post, we are getting ready to put our house on the market. It's been a little costly, to say the least. And, I'm afraid it's going to get even more costly.

We went to Home Depot the other day and spend $689 on house related "things". We bought all the trim we need to finish the kitchen: baseboards, window sills, door jambs, and crown molding. We also bought a cabinet to put in our laundry room to make it look more finished. Lastly, we bought blinds for every room in the house.

All the blinds are up (except one that had to be returned) and the house is looking pretty good.

Another house related cost is a storage unit. We had to rent a storage unit to put all of our stuff in so our house will be more "stageable".

Debt is never ending. I'm super sad that our debt totals continue to rise while never actually falling. I know that's not actually true, but it is how I feel today.

We will get there. We will get debt free. I truly believe that slow and steady wins the race, but right now I wish I had a get-rick-quick scheme that could get me out of this mess. However, the reality is, we got ourselves into this mess (again) and we need to get ourselves out of it. No magic wand, no money tree, just good old fashioned hard work and discipline.


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