I read this sentiment a lot in personal finance blogs, or
more specifically, in debt blogs. Payday comes and you have a high for 10
minutes then… *poof* all your money is gone and you are waiting for payday
again.
I love logging into my account and seeing money there. I
check it religiously EVERY payday. Then I sit down and pay all our bills and
debts and the money is gone. I can’t wait for the day when payday is just
another day. Or when I log into payday and instead of transferring my money to
other people, I can transfer it into my savings account.
I know we dug this hole ourselves, but the “daily” grind of
being in debt gets old. And not just any old debt, credit card debt. I cannot
wait to be credit card debt free. With any luck, I just have a few more months
of that self-created hell left.
On another note, we have received all of our tax documents
so we can begin to do our taxes. I’m really hoping to receive a return that
will take a chunk out of our credit card debt. Our tax return, combined with my
“lump sum” payment from my raise, and our regularly scheduled payments, should
bring our credit card debt down to a much more manageable amount. Here’s hoping
to credit card debt freedom.
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