Major Mishap

We have been dong fairly well on our debt payoff. We have been doing a pretty good job of keeping our expenses down. We've been trying really hard to allocate money towards all our budget categories. We are actually starting to see progress.

And then you know what I go and do yesterday?

I hit a parked car. And not just any parked car. I hit my neighbor's car that was parked outside of his house.

I still don't even know how I did it. Luckily, he was very nice about the whole thing. He was very understanding and kept saying "accidents happen". But I'm still so mad at myself.

At least we have insurance. And we are fully covered. The entire cost of the repairs will be taken care of and all we will have to pay is our deductible. I think our deductible is $200. It's not a huge sum, but it's now $200 that can't go towards paying off debt.

Depending on when the bill comes, it might come right out of our car repair fund, but I'm not really sure.

I know that $200 is not an earth shattering amount, but it's almost like a stupid tax. Because clearly I was stupid.

Bright side: the neighbor was very nice about the whole thing, we have insurance, no one was injured, and we can afford to pay the deductible.

Dark side: it's just a pain and a hassle to deal with, it's going to cost us $200, our insurance premiums might rise, and I have to face the neighbor every day until we move.

This has been a tough couple weeks at school and hitting a parked car is kind of the cherry on top of a crappy couple weeks.

Okay, rant over. Here's to hoping things look up!