It’s been a long time since I’ve written a post like this…
if ever.
We have accounts at three different banks, though we only
really use two of them, and we have multiple accounts at each bank.
BANK 1: $26,940.02
Checking:
127.57
Savings:
$26,061.61
The
Boy’s: $350.67
The
Girl’s: $400.17
BANK 2: $735.26
Checking:
$108.97
Savings:
$626.15
BANK 3: $26.27
Checking:
$1.27
Savings:
$25.00
Looking at those balances, our situation doesn’t look too
dire; however, when you factor in debts like our credit card, car loan, and
house payment, I see a wholly different picture!
I do think it’s a good idea to get a picture of where all
our money is and how much we have. Our debt progress is always better when we
are on top of our finances, both coming in and going out.
We also have several retirement accounts. I have a pension
and a 403(b) account and The Husband has a 401(k). We contribute monthly to all
of these. As of this year, The Husband will be maxed out on his contributions
and we will start increasing my contributions until they, too, are maxed out.
We are not looking at our net worth, but at our available
funds.
It’s good to know how much we have and where it is!
Just like I do posts on where our envelope money is and
where our debt is, I want to (occasionally) do posts on the money we actually
have!
How about you? Do you know where your money is?
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