Unusual Spending for October

We are going to have a fair amount of unusual expenses this month.

First of all, we are going to the Renaissance Faire. Secondly, The Girl has costume fees due for her dance teams. Let’s see, our toaster broke at the beginning of September and we still need to replace it. And, oh yeah, our dog needs shots in October. October is looking to be a little pricy.

Many of things can be funded from our sinking funds, but not all of it. We did not plan (or save) for the Renaissance Faire, but luckily, The Husband has some overtime coming up that should be more than enough to cover the day! The Husband makes just over $50 an hour and for overtime he makes time and a half, so a little over $75. On his next paycheck, he should have about 8 hours of overtime, or $600 before taxes and roughly $425 after taxes. The Faire will probably cost us about $200 all told.

The Girl dances competitively, and let me tell you, it’s EXPENSIVE! Her costume fees are due in October, to the tune of about $800. Luckily we set aside money every month for dance in our “yearly expenses” account. There is enough money sitting in the account to pay for all her fees already, extra money in the account will go towards competition fees.

Our toaster broke the first week of September, so we have gone without. Once October hits, we will be buying a new one. We do have some money in our “essentials” envelope. That will buy the toaster as well as some other items we haven’t replaced yet due to No Spend September.

Our dog is up for shots in October. I don’t know what else he needs, but I know he needs his rabies shot. The Husband’s overtime check will also pay for this. Going forward, we are going to start allotting money towards a new envelope: “dog”. We should have been doing this all along, but we haven’t. Our goal is to add $25-$50 a month to the envelope so in the future, we will have the money to cover shots and vet bills. . (Anything left over will go towards debt. Ideally, we could throw the whole amount towards debt but these are things we want to do with the family and making memories is worth it to us to stay in debt a little longer. I’m just so happy he has the extra money coming so we can afford these things! I’m not expecting much left over, but I will take what I can get. We may not have any extra to throw at debt, but we also aren’t falling further into debt!)